With less than a year to wait until the people of Scotland decide whether or not political autonomy is the right way forward for us I wanted to put together a piece and ask you, the readers what your thoughts are. I will highlight some of the main concerns, or so I think that the Scottish people may have about and what positive input we can muster from these same points.
Continue reading “Scottish Independence – Which way to turn?”
Being good at managing your finances isn’t something that’s instinctual. You don’t wake up in the morning and say, “Oh, I suppose I’ll pay off all my credit card debt today” – I wish! It’s why making things like loan repayments or pension plans can seem so daunting. Continue reading “My top ten money saving books and reasons why”
2014 is an exciting year for Scotland, a really exciting one. We have some of the world’s top sports people coming to town as we host both the Commonwealth Games and the Ryder Cup. And these are just two of the reasons that travel giant Lonely Planet has stated that Scotland is the third most essential holiday destination in 2014. Continue reading “Scotland in 2014: The Place to be”
The living wage is an informal benchmark calculated according to the basic cost of living in the UK. The idea is that it sets minimum pay rates needed for employees to live comfortably, but unlike the minimum wage, employers can choose to use it or not. Continue reading “Does your company pay the living wage?”
When you are under 30, you have a long time before thinking about retirement, and stability is the last thing on your mind. However, this is also the time when you come across a lot of “firsts” in your life, like buying your own car, planning a family, getting married and maybe, investing in your own house. While retirement planning might seem far fetched, it is never too early to start saving precious pounds. The following are 3 clever money moves and habits that would serve you well – Continue reading “3 Money Moves to Make Before Turning 30”
After British Gas announced increases of 10.4 per cent for electricity and 8.4 per cent for gas yesterday, perhaps it should have let the news sink in a little before hosting a Q&A session on Twitter! Continue reading “Best of #AskBG: British Gas Got Twitter Bombed!”
Scottish football; It really divides opinion doesn’t it? Whether it’s Rangers and Celtic fans at each other’s throats in the west of the country or Hibee’s and the Jam Tarts giving it their tuppence worth in the capital on derby day it fuels argument and sometimes (very) heated debate. Continue reading “Is Scottish Football Value for Money?”
It can be hard to make pay packets stretch to pay for everything you need or want in a given month. Fortunately, there are a lot of approaches one can use to make sure their money goes as far as it can down to the last quid.
Continue reading “Smart Money Opinion: Spending Wisely”
We can all use a little help when it comes to saving our hard earned money. With a simple download or a little time spent online, the following tools and apps can help save you cash. Here are the top apps and online tools that will help you keep more money in your bank account: Continue reading “Tools, Apps and Lifehacks That Will Help You Save Cash”
When it comes to choosing an electricity provider for your home, the price is usually the first part taken into consideration. Electricity providers may have the power to set a competitive price, but many also offer incentive discounts and benefits for customers that can help to reduce their prices. Taking the time to shop around and compare different electricity providers will help you find the best price for your household. Continue reading “Understanding Energy Prices (and get the best deal)”
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