6 things about Credit Cards that you can’t afford to ignore

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Credit Cards  – You might not know as much as you think

Credit cards are now a very common way for paying for goods or services, and now many banks and financial companies are offering benefits to people using credit cards for every day purchases in the form of cash back.  However, many people are unaware of the financial dangers that a credit card can bring into your life. Credit card users often get themselves into unwanted debt due to improper usage or more often, a lack of understanding.  The credit card debt cycle becomes harder to break out of the longer it goes on. So, here are a few tips to stay on track with credit card bills.

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Applying for a Mortgage 101

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Applying for a mortgage? Here’s what you need to know:

Okay, you’re ready to make that big jump – buying a home is one of the biggest commitments that you are ever going to make.  We have put together 5 important tips that will help you organise yourself to ensure you apply for the right mortgage to make the process that little bit easier.

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The Budget 2015 – Everything you need to know

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The budget 2015
The budget 2015

What you need to know from the 2015 budget

As you probably already seen on the news, our current Chancellor George Osborne delivered our budget to parliament on 18th March 2015. However, in what may come as a surprise, a lot of people are unaware what the budget actually is. Simply put, the budget is a plan on how the government will spend the country’s money for the next 12 months. This is an annual process and is always conducted by the Chancellor of the Exchequer.  The government will decide how much they are going to spend, and on what services they are going to spend it on: housing, schools, and hospitals, defense etc.

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5 Ways to Save Money Around the House

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Being a generally frugal person, I am always on the lookout of ways to save money wherever I can, without you know, living under a bridge or something. So, while thinking of this bridge, and then subsequently of how much I love my house, I decided to think of the ways that I save money around the home and what I could do to save even more.

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Review: Best new Smartphone releases in 2014

Samsung Galaxy S5 concept

So much has changed since the days of the old faithful Nokia 3310. Smartphones have become so ‘smart’ that the new phones are hotly anticipated ever year – until the next big thing hits the shelves and we move on! Phones are playing a bigger and bigger role in terms of search, shopping and productivity – on top of the more traditional social and communication functions.

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How long does a wind farm take to start ‘turning’ profits?

wind energyDue to the continuing effects of anthropogenic climate change, alternative energy resources have become increasingly more critical. Wind power has rightfully earned its place at the forefront of the collective discussion. One of the most important questions concerning wind power is its long term ability to effect change in the way we use energy. Equally important is whether economically that investment will pay off.

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