Top 5 tips to starting your own business

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Starting your own business: What you need to know

To create a successful business you need – a good plan, a good product or service that people actually want, good people that can make things happen and most importantly a good supply of money.  There is no secret formula to start a business. All you have to do is make something that people want, take their money in exchange for your product or service, ensure your product/service costs less to make than you charge for it, so you earn a profit and start the cycle again. An entrepreneur’s life can be a roller coaster, there’s no doubt that great changes comes great opportunities. If you want to be entrepreneur, here are a few tips to help you start your business.

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6 things about Credit Cards that you can’t afford to ignore

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Credit Cards  – You might not know as much as you think

Credit cards are now a very common way for paying for goods or services, and now many banks and financial companies are offering benefits to people using credit cards for every day purchases in the form of cash back.  However, many people are unaware of the financial dangers that a credit card can bring into your life. Credit card users often get themselves into unwanted debt due to improper usage or more often, a lack of understanding.  The credit card debt cycle becomes harder to break out of the longer it goes on. So, here are a few tips to stay on track with credit card bills.

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Applying for a Mortgage 101

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Heritage Square

Applying for a mortgage? Here’s what you need to know:

Okay, you’re ready to make that big jump – buying a home is one of the biggest commitments that you are ever going to make.  We have put together 5 important tips that will help you organise yourself to ensure you apply for the right mortgage to make the process that little bit easier.

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Frugally Festive

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Alright, I’m sorry to be that guy but we are now in the season to be jolly. Or more skint and in debt than usual, however you want to look at it. Between work nights out, presents for family members and of course, just remaining in the festive spirit, this isn’t a time of year for tighter purse strings.

There are ways to keep things a little cheaper, a little more manageable at home, though. We can’t be frugal at this time of year but we can be creative.

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5 Ways to Save Money Around the House

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Being a generally frugal person, I am always on the lookout of ways to save money wherever I can, without you know, living under a bridge or something. So, while thinking of this bridge, and then subsequently of how much I love my house, I decided to think of the ways that I save money around the home and what I could do to save even more.

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Is Scottish Football Value for Money? – The Update

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scottish football

In October, when the season was still young we wrote a post asking the question ‘Is Scottish Football Value for Money?’ where we pulled data and made forecasts and made some calculations and with this and some other technical knowhow, we came to the decision of – undecided! Yes that’s right, undecided. As a lot of the data was as we said, forecasted from the games that had been played up until that point, we couldn’t really say for sure. Now we can! We think? The respective leagues of all the teams and competitions involved are now finished and we have the definitive data. The absolute data if you will. So, we’ve decided to make the updated version to the table.

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New Homeowners Checklist

Shop around for your energy supplier

When you move into a new home, energy suppliers might not seem like much of priority but what if you’re missing out on good deals for the sake of taking the easy route? Take meter readings and get in touch with your property’s current supplier to make sure you are getting the best possible deal you can from them.
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How To Change Energy Supplier

Have you ever considered changing energy suppliers? Does it seem like a lot of hassle for very few benefits? You are not alone. According to a recent study, 33% of Brits are concerned about their energy bills  but almost half of British bill payers admit that they don’t feel it’d save them much money and a quarter said that shopping around would be “too much hassle”.

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