Save money on groceries by shopping smart online

Read More
Thank you for shopping face down
Thank you for shopping face down

Are you a smart grocery shopper? Simply take this online quiz to find out!

When grocery shopping, do you:

  1. Arrive at the supermarket straight after work, with only the most vague of plans to buy something for dinner, only to find that the whole place is already a war-zone of yummy mummies fighting sweaty businessmen for the last bag of organic quinoa. You go home with whatever overpriced ready meal you can grab as you run screaming from the premises.
  2. Go to the big retail park outside of town at the weekend. A shopping list in your filthy hand, you still leave with mounds of unnecessary impulse-purchased nonsense. You get home and sigh, and light one of your ten new scented candles to make yourself feel better.
  3. Get your mum to do it for you because you’re a big fat waster and can’t do anything right. But at least the fridge is always full and there’s a never-ending supply of Twixes in the cupboard.
  4. Do the Smart Thing, which instantly makes everyone impressed with you. Strangers smile at you in the street and men and women alike are attracted to your aura of intelligence.

Continue reading “Save money on groceries by shopping smart online”

6 things about Credit Cards that you can’t afford to ignore

Read More
credit card

Credit Cards  – You might not know as much as you think

Credit cards are now a very common way for paying for goods or services, and now many banks and financial companies are offering benefits to people using credit cards for every day purchases in the form of cash back.  However, many people are unaware of the financial dangers that a credit card can bring into your life. Credit card users often get themselves into unwanted debt due to improper usage or more often, a lack of understanding.  The credit card debt cycle becomes harder to break out of the longer it goes on. So, here are a few tips to stay on track with credit card bills.

Continue reading “6 things about Credit Cards that you can’t afford to ignore”

Applying for a Mortgage 101

Read More
Heritage Square

Applying for a mortgage? Here’s what you need to know:

Okay, you’re ready to make that big jump – buying a home is one of the biggest commitments that you are ever going to make.  We have put together 5 important tips that will help you organise yourself to ensure you apply for the right mortgage to make the process that little bit easier.

Continue reading “Applying for a Mortgage 101”

The Budget 2015 – Everything you need to know

Read More
The budget 2015
The budget 2015

What you need to know from the 2015 budget

As you probably already seen on the news, our current Chancellor George Osborne delivered our budget to parliament on 18th March 2015. However, in what may come as a surprise, a lot of people are unaware what the budget actually is. Simply put, the budget is a plan on how the government will spend the country’s money for the next 12 months. This is an annual process and is always conducted by the Chancellor of the Exchequer.  The government will decide how much they are going to spend, and on what services they are going to spend it on: housing, schools, and hospitals, defense etc.

Continue reading “The Budget 2015 – Everything you need to know”

Frugally Festive

Read More
shutterstock_121087753

Alright, I’m sorry to be that guy but we are now in the season to be jolly. Or more skint and in debt than usual, however you want to look at it. Between work nights out, presents for family members and of course, just remaining in the festive spirit, this isn’t a time of year for tighter purse strings.

There are ways to keep things a little cheaper, a little more manageable at home, though. We can’t be frugal at this time of year but we can be creative.

Continue reading “Frugally Festive”

5 Ways to Save Money Around the House

Read More
buildings-31085_640

Being a generally frugal person, I am always on the lookout of ways to save money wherever I can, without you know, living under a bridge or something. So, while thinking of this bridge, and then subsequently of how much I love my house, I decided to think of the ways that I save money around the home and what I could do to save even more.

  Continue reading “5 Ways to Save Money Around the House”

Is Scottish Football Value for Money? – The Update

Read More
scottish football

In October, when the season was still young we wrote a post asking the question ‘Is Scottish Football Value for Money?’ where we pulled data and made forecasts and made some calculations and with this and some other technical knowhow, we came to the decision of – undecided! Yes that’s right, undecided. As a lot of the data was as we said, forecasted from the games that had been played up until that point, we couldn’t really say for sure. Now we can! We think? The respective leagues of all the teams and competitions involved are now finished and we have the definitive data. The absolute data if you will. So, we’ve decided to make the updated version to the table.

Continue reading “Is Scottish Football Value for Money? – The Update”

New Homeowners Checklist

Shop around for your energy supplier

When you move into a new home, energy suppliers might not seem like much of priority but what if you’re missing out on good deals for the sake of taking the easy route? Take meter readings and get in touch with your property’s current supplier to make sure you are getting the best possible deal you can from them.
Continue reading “New Homeowners Checklist”